Despite its focus on agriculture and tourism, Kerala is the birthplace and headquarters for several major national corporations, particularly in finance and gold retailing.
* **Banking & Finance:** **Federal Bank**, **South Indian Bank**, **Muthoot Finance**, and **Manappuram Finance** are all headquartered in Kerala. * **Retail & Jewelry:** Global jewelry giants **Kalyan Jewellers**, **Malabar Gold & Diamonds**, and **Joyalukkas** originated here. * **Technology:** **IBS Software** and **UST** (both with massive headquarters in Thiruvananthapuram's Technopark). * **Manufacturing:** **V-Guard Industries** (consumer electricals) and **MRF Tires** (which has significant manufacturing roots tied to Kerala's rubber production).